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When I came to New Beginning I was at my wits end. I had been trying to deal with the banks myself and was getting nowhere. I met with someone at New Beginning who took me through the whole situation and gave possible outcomes I didn’t know existed! They took over my case and had it sorted within a few months. I now have a mortgage I can afford and am on the road to recovery!

The care and professionalism I experienced at New Beginning was unparalleled. They really took the time and energy to understand my situation to find the best solution. Their genuine passion and commitment to helping people in tough times was comforting and allowed me to focus a bit more attention to my family.

I attended a seminar held by New Beginning in Dublin and it really helped me understand more about how to deal with my situation. They taught me about different strategies I could use to negotiate against the funds and banks and also about the different insolvency rules. I learned so much that day and the best part was the seminar was all completely free!

I was struggling to deal with the banks and with my other unsecure debt and I didn’t really know what was going on. I decided I needed someone on the outside to have a look at my situation, that’s when I found New Beginning. I received professional advice tailored to my situation. We discussed all the possible options available and they recommended the best solution for me, which was bankruptcy. It’s such a relief knowing this time next year I will be out of bankruptcy and debt free.

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Person grimacing with personal insolvency paperwork

Can I Save My Home in Personal Insolvency?

0 comments / October 2, 2017

Can you save your home in Personal Insolvency? The answer is Yes! A Personal Insolvency Arrangement is a formal deal made between borrowers and lenders which is designed to achieve 2 principal things: - To protect the family home -...

How Does Your Insolvency Or Bankruptcy Impact Co-borrowers Or Guarantors?

0 comments / March 19, 2018

It’s important to remember that in Personal Insolvency and in Bankruptcy debts will be written off against only the borrower applying for insolvency or bankruptcy. As most loans that were taken out by more than one borrower are “joint and...

New Personal Insolvency laws starting to work for home owners.

0 comments / July 11, 2016

April has been an important month for the Personal Insolvency regime. In the first of the new Personal Insolvency appeals cases to come before the High Court, Ms Justice Baker approved an application which sought to overturn the rejection of...

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Can I Save My Home in Personal Insolvency?

How Does Your Insolvency Or Bankruptcy Impact Co-borrowers Or Guarantors?

New Personal Insolvency laws starting to work for home owners.