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When I came to New Beginning I was at my wits end. I had been trying to deal with the banks myself and was getting nowhere. I met with someone at New Beginning who took me through the whole situation and gave possible outcomes I didn’t know existed! They took over my case and had it sorted within a few months. I now have a mortgage I can afford and am on the road to recovery!

The care and professionalism I experienced at New Beginning was unparalleled. They really took the time and energy to understand my situation to find the best solution. Their genuine passion and commitment to helping people in tough times was comforting and allowed me to focus a bit more attention to my family.

I attended a seminar held by New Beginning in Dublin and it really helped me understand more about how to deal with my situation. They taught me about different strategies I could use to negotiate against the funds and banks and also about the different insolvency rules. I learned so much that day and the best part was the seminar was all completely free!

I was struggling to deal with the banks and with my other unsecure debt and I didn’t really know what was going on. I decided I needed someone on the outside to have a look at my situation, that’s when I found New Beginning. I received professional advice tailored to my situation. We discussed all the possible options available and they recommended the best solution for me, which was bankruptcy. It’s such a relief knowing this time next year I will be out of bankruptcy and debt free.

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How will my pension be treated in bankruptcy?

0 comments / December 8, 2017

In bankruptcy all your assets, except the necessaries of life, become vested in the Official Assignee. There are some exceptions to this rule and pension are one of those exceptions. Put simply, your pension does not vest in the Official...

What is an ARF?

2 comments / May 10, 2017

An ARF of all bloody names! In an industry where jargon is one of the biggest customer complaints reported, one of the main options you have at retirement is to move your life savings to a structure whose name means...

Why bother shopping around for life insurance?

0 comments / November 30, 2016

You, like many before you, more than likely took out life insurance in the bank when you applied for a mortgage. And why not I hear you ask. Sure isn’t life insurance or mortgage protection the same thing no matter...

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How will my pension be treated in bankruptcy?

What is an ARF?

Why bother shopping around for life insurance?